The Ballot You Could Not Read: SIR and DHFL CoC
The Ballot You Could Not Read: SIR and DHFL CoC From the Creditors’ Register to the Electoral Roll: The DHFL CIRP and the SIR as Twin Episodes of Managed Consent in Contemporary India (2019–2026 ) Posted on 16th July, 2026 (GMT 17:15 hrs) ABSTRACT In this essay, Once in a Blue Moon Academia draws a structural parallel between two opaque state-orchestrated processes — the 2020–21 RBI-appointed Committee of Creditors (CoC) resolution of DHFL, which extinguished over ₹4,100 crore of elderly depositors’ savings through an unverifiable electronic ballot they could neither download nor retain, and the 2025–26 Special Intensive Revision (SIR) of electoral rolls that deleted nearly 91 lakh names in West Bengal ahead of the Assembly elections. Both exemplify “managed consent”: the meticulous preservation of democratic and procedural rituals while systematically withdrawing verifiability, accessibility, and meaningful agency. Invoking Mīmāṃsā pramāṇas (anupalabdhi and arthāpatti) alongside...