Once in a Blue Moon Academia (OBMA)

  The Ballot You Could Not Read: SIR and DHFL CoC From the Creditors’ Register to the Electoral Roll: The DHFL CIRP and the SIR as Twin Episodes of Managed Consent in Contemporary India (2019–2026 ) Posted on 16th July, 2026 (GMT 17:15 hrs) ABSTRACT In this essay, Once in a Blue Moon Academia draws a structural parallel between two opaque state-orchestrated processes — the 2020–21 RBI-appointed Committee of Creditors (CoC) resolution of DHFL, which extinguished over ₹4,100 crore of elderly depositors’ savings through an unverifiable electronic ballot they could neither download nor retain, and the 2025–26 Special Intensive Revision (SIR) of electoral rolls that deleted nearly 91 lakh names in West Bengal ahead of the Assembly elections. Both exemplify “managed consent”: the meticulous preservation of democratic and procedural rituals while systematically withdrawing verifiability, accessibility, and meaningful agency. Invoking Mīmāṃsā pramāṇas (anupalabdhi and arthāpatti) alongside...

  Why Cannot DHFL FD and NCD Holders Approach the International Forum, OHCHR? When Financial Injustice Masquerades as Law: The Piramal–DHFL Case and India’s Constitutional Abdication Published on 10/10.2025 (GMT 21.47) ABSTRACT This article examines the legal and moral impasse faced by Fixed Deposit (FD) and Non-Convertible Debenture (NCD) holders of Dewan Housing Finance Corporation Ltd. (DHFL) in seeking justice through international mechanisms such as the Office of the United Nations High Commissioner for Human Rights (OHCHR). It argues that under Article 5(2)(b) of the Optional Protocol to the International Covenant on Civil and Political Rights (ICCPR) and Rule 96(b) of the OHCHR’s procedural framework, individuals may only appeal to the OHCHR once all domestic remedies have been exhausted. However, in the DHFL–Piramal case, where India’s Supreme Court upheld Ajay Piramal’s contentious resolution plan despite ongoing review petitions, this exhaustion clause becomes a site...